As an economist, pulling punches isn’t in my DNA. So, I’ll be blunt: For most Americans, early retirement isn’t just a decision to take the longest vacation of their lives — ...
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Comments Off on A Harvard-trained economist says ‘early retirement is one of the worst money mistakes’—here’s why you’ll ‘regret’ it
OK, so it’s not exactly “fun.” But a new report says retirees who convert their savings into guaranteed lifetime annuities effectively double the amount they are willing to ...
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You read the headlines every day just like I do – headlines about what the markets might do. Will they rise? Will they crash? Will we have another ...
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Comments Off on Things You Can (and Can’t) Control in your Retirement Plan
Just one in four Americans aged 45 to 54 is aiming to retire at 65, according to the Employee Benefit Research Institute (EBRI). The rest are split between ...
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Comments Off on Retirement Planning: How To Retire At Any Age
If the stock market’s recent swings have you more than a little nervous, to sleep better at night, here are some do’s and don’ts for these volatile times. ...
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Comments Off on How to Protect Your Retirement from a Market Downturn
The last year has had the world focused on COVID-19 and its implications not only on how we live day-to-day, but potentially on how we may live in ...
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Comments Off on Five Steps to Take when Illness Interrupts Your Retirement Planning
Federal retirees will see the largest annual increase in benefits payments in 40 years in 2022, as the Social Security Administration announced Wednesday that the annual Social Security ...
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Comments Off on Federal Retirees to See Largest Cost-of-Living Adjustment in Decades in 2022
If you’re a buy-and-hold investor with a long time horizon, it’s helpful not to focus too much on shorter-term total returns. Despite ups and downs from year to ...
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Comments Off on Sequence of Returns: What It Means and How to Deal
There is still time to improve your retirement finances in the years leading up to retirement. By reviewing how much you have saved and thinking about how much ...
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Comments Off on How to Prepare for Retirement After Age 60