The 4% Retirement Rule Is Just a Starting Point

The 4% Retirement Rule Is Just a Starting Point

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Ivanna Hampton: New retirees could kick off their golden years with a familiar number, 4%. A trio of Morningstar researchers analyzed starting safe withdrawal rates from an investment portfolio to fund retirement. The future looks good, and a little flexibility could make it even better. John Rekenthaler and his co-authors ran the numbers. The vice president of research for Morningstar Research Services is here to discuss what they found.

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