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When does a Roth Conversion make sense?

Welcome back to Retirement News Online. When it comes to tax-efficient retirement planning, few strategies are as powerful or as misunderstood as Roth conversions. A great advisor should ...
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Annuities Featured Income Retirement

Here’s what can happen to a retirement portfolio when stocks are volatile (and how to hedge against it)

The stock market has experienced significant ebbs and flows over the past year, with everything from tech innovations to new federal policies driving volatility, and there have been lots ...
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Annuities Featured Income Money News Retirement US

Market volatility poses a serious risk for new retirees. Here’s how to prepare

If you’re within a decade of retirement, the current stock market volatility may be a good reminder of a key risk that lies ahead for your nest egg. While stocks ...
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Annuities Featured Income News US

Annuity owners lead in retirement confidence as more investors seek guarantees

Inflation, turbulent markets and uncertainty around Social Security have many Americans losing sleep over retirement. But new research shows one group is more confidence than most. Nationwide’s latest research finds ...
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Featured Income Lifestyle Money Retirement Social Security

The Lifestyle a $3 Million Retirement Actually Buys in 2026

A $3 million portfolio withdrawing at 4% generates $120,000 per year. Pair that with maximum Social Security for a couple claiming at 70, which runs about $4,873 per ...
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Life Expectancy Data Reveals Major Changes Affecting Retirement Plans Now

What’s Changed About Life Expectancy—and Why It Matters People are living longer nowadays. According to the Centers for Disease Control and Prevention (CDC), the average life expectancy was ...
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Featured Federal Employees Income Retirement

(Federal Employees) Where Should I Put My TSP in Retirement

Your Thrift Savings Plan has served you incredibly well during your years as a federal employee. It has been the primary engine for your wealth accumulation, benefit of ...
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Featured Income Lifestyle Retirement Taxes US

I’m a Financial Adviser: This Is the Real Key to Enjoying Retirement With Confidence

A resilient retirement plan serves as a flexible framework to address your income, health care, taxes and investments. You should plan to review it regularly so it can ...
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Featured Income Retirement

Chris Heckadon Explains Sequence of Returns Risk Timing

Retirement planning isn’t just about how much you save, it’s also about when you experience gains and losses. This timing risk is known as sequence of returns risk, ...
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Contributors Featured Income Lifestyle Money Retirement

Stoic Wisdom For Retirement

Retirement is often framed as a financial milestone: how much you’ve saved, when you can claim Social Security, how your investments have performed. But anyone who has walked that ...
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