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These behavioral traits lead to greater retirement savings, research finds. Yet only 10% of workers have them

Contributors Featured Money Retirement
People who find it easiest to financially prepare for retirement have four behavioral traits, a new survey shows. Yet just 10% of workers have all of these “optimal” characteristics, according to ...
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Seven Factors to Consider Before Choosing a Goal Age to Collect Social Security

Contributors Featured Income Retirement Social Security US
An important player in your overall retirement plan, Social Security can help fund your living expenses when you’re no longer able to work or are working reduced hours. ...
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3 Big Social Security Changes Taking Effect in 2024 That Retirees Must Know

Contributors Featured Income Retirement Social Security
KEY POINTS Social Security benefits will get a modest cost-of-living adjustment in 2024, such that the average retired worker will receive an extra $59 per month. The maximum ...
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8 Trends in Retirement Income Planning – By John Manganaro

Annuities Contributors Featured Income Retirement
Advisors with any substantial experience working with clients will know that managing income and spending in retirement can be a big challenge from both an analytical and behavioral ...
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Social Security COLA 2024: What to Do With the Extra Money

Contributors Featured Income Retirement Social Security
If you’re retired and receiving Social Security benefits, you may be aware that your income and expenses could change in the coming months. Each year, the Social Security Administration ...
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5 Alternatives To The 4% Retirement Withdrawal Rule

Contributors Featured Income Retirement
In 1994, a financial planner named William Bengen published an article that would take the retirement planning industry by storm. The paper had a simple yet powerful idea ...
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Social Security: Here’s How To Find Out Early How Much Your COLA Increase Is

Contributors Featured Income Retirement Social Security
If you want to figure out how much your Social Security checks will be after the COLA increase without having to wait until then, consider using the 3.2% ...
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There’s a good chance you’re not planning for retirement correctly. Here’s why.

Contributors Featured Income Money Retirement
Retirement planning is a daunting exercise for most Americans, who are exhorted to save as much as possible for their golden years. But there’s another essential piece to ...
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No Two Journeys Are Alike: Why You Need a Personalized Plan

Contributors Featured Money Retirement
By Rose Niang Managing your personal financial portfolio can be daunting. Few people, including sophisticated investors, feel qualified to do it alone. But there’s no question that having ...
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Will You Outlive Your Money?

Contributors Income News Retirement
Outliving your retirement savings concerns retirees and workers alike. A new TIAA study shows a connection between understanding life expectancy and retirement readiness. When planning for retirement, a key ...
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