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Americans aren’t turning retirement plans into action, LIMRA finds

New LIMRA research finds that while most Americans approaching retirement have considered how they will generate income after leaving the workforce, many have yet to translate that awareness ...
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Does the 4% retirement rule still work? New research points to another strategy to maximize income

Today’s workers entering retirement face one big dilemma: What is the best way to turn their nest eggs into a steady stream of income? One traditional approach — the 4% rule, ...
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The Midterms Offer a Unique Tax Planning Opportunity, But Most Retirees Miss It

What history actually shows us about midterm years Since 1950, nearly every midterm election year has produced a meaningful intrayear pullback in the S&P 500. The average intrayear ...
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Should You Roll Over Your 401(k)? Fortegic CEO, Joe Clark, Tells You What You Need to Know.

Today we’re talking about retirement and how, as you approach it or change jobs, deciding what to do with your 401(k) can have long-term implications for taxes, investment ...
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Should seniors buy annuities if they have Social Security?

Between today’s issues with sticky inflation, rising healthcare costs and longer life expectancies, retirement income planning has gotten a lot more complicated. And, ongoing questions about the sustainability of the Social Security ...
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What Is a Good Monthly Income in Retirement?

Key Takeaways Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their preretirement income in retirement, according ...
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Do I have enough money to retire or am I just kidding myself?

Creating reliable income in retirement isn’t just about chasing returns, it’s about designing a strategy that delivers consistent cash flow, manages risk, and adapts as life changes. Our ...
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5 Steps to Retirement Planning: An Introduction and How-to Guide

A financially secure retirement starts with making a plan. There are two main steps: start with how much money you’ll need and your priorities, then choose account types ...
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Is Now a Good Time to Buy an Income Annuity?

Almost all retirees receive at least some form of guaranteed lifetime income, most commonly Social Security. For many households, Social Security represents the largest cash flow source in ...
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Is Delayed Retirement Bad for Your Health?

The actual data paints a very different story about whether working into old age will kill you. Only 73% of men who are retired by age 65 are ...
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