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Social Security beneficiaries’ tax bills may change due to recent legislation. What to know

Social Security beneficiaries will soon receive statements showing how much of their total benefits received in 2025 may be subject to federal taxes. Changes enacted by Congress this year mean there’s more ...
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Featured Income Lifestyle Retirement Taxes

Health care costs are the wild card in year-end tax planning

As the year draws to a close, financial experts are quick to roll out familiar tax-saving advice. They urge taxpayers to time income and expenses, either accelerating deductions ...
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Is Your Retirement Plan Stuck in the Past? 5 Tips To Bring it Up to Speed

Retro can be a cool aesthetic in many areas of life — like fashion, home décor, art and cuisine. But when it comes to your retirement planning, you don’t ...
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Featured Federal Employees Income Lifestyle Retirement

(Federal Employees) The milestone ages that matter most for retirement planning

Retirement is a journey marked by important milestones—ages at which decisions can have lasting impacts on financial security, health coverage and overall well-being. Because many federal employees have ...
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Annuities Featured Income Retirement

Think $1.5 Million Buys You Freedom? Here’s the Truth About Early Retirement

The Shocking Truth About Your “Magic Number” Once inputs like inflation, healthcare costs, and lifestyle realities are taken into account, the $1.5 million goalpost seems less like a ...
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Annuities Featured Income Money Retirement

Are annuities better than CDs when planning for retirement?

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans are shouldering more ...
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Featured Income Retirement US

Stress Test Your Retirement Plan: Because Life Happens

You can stress test your retirement plan, just as your doctor can challenge your heart function or a bank can run scenarios that might cause it to fail. ...
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Featured Income Lifestyle Retirement US

Late to Retirement Planning? 5 Strategies to Help You Catch Up to Your Peers

You’re no longer a 20-something still getting used to a full-time job. You’ve been around for a while, maybe moved a couple of rungs up the corporate ladder, ...
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Annuities Contributors Featured Income Insurance Lifestyle Money News Retirement Social Security US

How To Generate Retirement Income That’s Not Market Dependent

For retirees, dependable income that doesn’t drain their portfolios sounds like a dream come true, especially during market volatility. But unless clients have a pension, and fewer and ...
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Contributors Featured Income Lifestyle News Retirement US

How to Pick a Beneficiary for a 401(k) Plan

For retirement savers, adding a beneficiary to your 401(k) plan should be a top priority. A 401(k) plan beneficiary is the person or entity, such as a charity or ...
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