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Contributors Featured Income Retirement

5 Alternatives To The 4% Retirement Withdrawal Rule

In 1994, a financial planner named William Bengen published an article that would take the retirement planning industry by storm. The paper had a simple yet powerful idea ...
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Contributors Featured Income Retirement Social Security

Social Security: Here’s How To Find Out Early How Much Your COLA Increase Is

If you want to figure out how much your Social Security checks will be after the COLA increase without having to wait until then, consider using the 3.2% ...
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Contributors Featured Income Money Retirement

There’s a good chance you’re not planning for retirement correctly. Here’s why.

Retirement planning is a daunting exercise for most Americans, who are exhorted to save as much as possible for their golden years. But there’s another essential piece to ...
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Contributors Income News Retirement

Will You Outlive Your Money?

Outliving your retirement savings concerns retirees and workers alike. A new TIAA study shows a connection between understanding life expectancy and retirement readiness. When planning for retirement, a key ...
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Featured Income Insurance Retirement

Life Insurance Retirement Plan (LIRP)

What Is an LIRP? A life insurance retirement plan is a permanent life insurance policy, such as universal life insurance, that combines life insurance coverage with a “cash value” ...
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Featured Federal Employees Income Retirement

4 things to do to get ready for your first year of retirement

ccording to a recent article in Moneywise, there are four things you need to do to prepare for in your first year of retirement. Below is their list, with some ...
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Contributors Featured Income Retirement Social Security

2023 Social Security COLA increase

Millions of Americans depend on Social Security payments to make ends meet. Retired workers are the largest group of beneficiaries, but children, spouses and disabled individuals may also receive these ...
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Contributors Featured Income Retirement

What You Should Know When Financial Planning In A Higher Inflationary Environment

My goal as a financial advisor is to prepare my clients for their financial needs through various market environments. Over my thirty plus year career, I have guided ...
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Contributors Featured Income Retirement US

Here are ways retirees can protect nest eggs during a stock market rout

The federal debt-ceiling standoff and the specter of a possible recession on the horizon may mean turbulent times ahead for the stock market — and that’s especially worrisome for retirees who rely ...
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Annuities Contributors Featured Income Retirement

Don’t Let Sequence of Returns Risk Cook Your Goose

New and soon-to-be retirees can minimize the “sequence of returns risk” by adjusting both their portfolio and their investing mindset. Investors who don’t manage this risk might wish ...
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