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Contributors Featured Income Social Security

Social Security – Beware The Annual Earnings Limitation

The earliest most people can apply for Social Security benefits is 62. You can apply for survivor benefits at age 60 and not married. Whenever you apply for ...
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Contributors Featured Income Retirement

Retirement Planning in a Time of Inflation and High Interest Rates

Retirement planning can be a complex puzzle to solve, with multiple pieces that need to align for a comfortable retirement. In recent times, two significant factors have emerged ...
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Contributors Featured Money Retirement

These behavioral traits lead to greater retirement savings, research finds. Yet only 10% of workers have them

People who find it easiest to financially prepare for retirement have four behavioral traits, a new survey shows. Yet just 10% of workers have all of these “optimal” characteristics, according to ...
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Contributors Featured Income Retirement Social Security US

Seven Factors to Consider Before Choosing a Goal Age to Collect Social Security

An important player in your overall retirement plan, Social Security can help fund your living expenses when you’re no longer able to work or are working reduced hours. ...
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Contributors Featured Income Retirement Social Security

3 Big Social Security Changes Taking Effect in 2024 That Retirees Must Know

KEY POINTS Social Security benefits will get a modest cost-of-living adjustment in 2024, such that the average retired worker will receive an extra $59 per month. The maximum ...
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Annuities Contributors Featured Income Retirement

8 Trends in Retirement Income Planning – By John Manganaro

Advisors with any substantial experience working with clients will know that managing income and spending in retirement can be a big challenge from both an analytical and behavioral ...
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Contributors Featured Income Retirement Social Security

Social Security COLA 2024: What to Do With the Extra Money

If you’re retired and receiving Social Security benefits, you may be aware that your income and expenses could change in the coming months. Each year, the Social Security Administration ...
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Contributors Featured Income Retirement

5 Alternatives To The 4% Retirement Withdrawal Rule

In 1994, a financial planner named William Bengen published an article that would take the retirement planning industry by storm. The paper had a simple yet powerful idea ...
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Contributors Featured Income Retirement Social Security

Social Security: Here’s How To Find Out Early How Much Your COLA Increase Is

If you want to figure out how much your Social Security checks will be after the COLA increase without having to wait until then, consider using the 3.2% ...
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Contributors Featured Income Money Retirement

There’s a good chance you’re not planning for retirement correctly. Here’s why.

Retirement planning is a daunting exercise for most Americans, who are exhorted to save as much as possible for their golden years. But there’s another essential piece to ...
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