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Evidence-based investing wins over speculating

Investors and advisors perennially debate the merits of active investing vs. passive investing, but abundant evidence shows passive investing typically produces superior long-term returns. The evidence is clear ...
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Clients are looking for student loan relief over 401(k) benefits

Student loan debt is surging, hitting a new record of $1.5 trillion in the first quarter this year. Massive student loan debt can cause problems in people’s lives, ...
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Featured Retirement

Use Planning To Overcome The Risks To Women’s Retirement

As a financial advisor with a 90-year-old mother who I helped deal with the affairs of her 92-year-old sister, I’m acutely aware of the women’s retirement crisis. I ...
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Beware conventional wisdom when planning for retirement

If you read a lot about retirement you have no doubt come across established thinking that asks you to follow the so-called 4% rule and to choose a ...
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White House looks to relax rules for workplace retirement plans

If it were easier for small businesses to band together to offer sponsored retirement plans, would more workers begin saving? The White House is betting so, announcing on ...
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Featured Income Retirement

The best way to boost retirement income

Running out of money in retirement is a huge concern. And given that a large number of workers in their 50s and 60s are behind on savings, it’s ...
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Featured Money

My Most Expensive Investing Mistake — and What You Can Learn From It

As a novice investor in 2007, one of the most often touted pieces of investing advice I heard was to “take some of your winnings off the table.” ...
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Featured Retirement

Go with What You Know When Advising in the 403(b) Market

Help plan participants with retirement readiness, turning income on in retirement and the options for pension assets and Social Security planning. The dizzying array of investing options and ...
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Retirement Planning
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How long will $1 million last you in retirement? Report says it depends on the state

When it comes to retirement savings, a cool $1 million is the gold standard. However, these days, that may not be enough. Depending on where you live, a ...
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Changing the Definition of Risk in Retirement Planning

For retirement savers, risk is about more than seeing your investments fall short of a benchmark. Risk manifests differently at various stages in the investment process: Volatility becomes risk when it drives self-defeating ...
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