The earliest most people can apply for Social Security benefits is 62. You can apply for survivor benefits at age 60 and not married. Whenever you apply for Social Security benefits before your full retirement age, those benefits are always reduced. If your full retirement age is 67, the list below shows what percent of your full retirement age benefit you will receive.
MONEYWATCH Planning on retiring at 65? Most Americans retire far earlier — and not by choice
The median retirement age for Americans is actually