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Why DIY investors still might want a financial adviser

You’re comfortable investing your money, managing your household budget, and planning for retirement. When questions arise (Lease or buy a car? Refinance my home mortgage? Do I need long-term care ...
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Featured Money Retirement

What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates?

At the end of July, the Fed lowered its key interest rate by 0.25% to just below 2.25% — the first time it has cut rates since 2008. ...
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Featured Money Retirement

The best way to save for retirement may include this underused plan

Most people understand the virtues of a 401(k) when it comes to saving for retirement. Still, few know that there’s another employer-sponsored plan that could work just as ...
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CNBC-Women are more likely to leave financial planning to their spouses. Here’s why that’s a problem

New research finds that women tend to leave crucial money moves up to their spouses or significant others, which sets them back financially. This tendency is especially prevalent ...
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Choosing a Financial Adviser: The Fiduciary Dimension

Many people find financial advisers by asking for recommendations from friends or co-workers. While this is a good starting point, it’s important to understand an adviser’s service model, ...
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Home Personal Finance Spending & Saving Americans’ financial optimism hits 16-year high — despite reasons to feel otherwise

Whatever we actually feel, there are plenty of reasons to be optimistic: The unemployment rate is hovering around 4%, tappable home equity hit a record high recently, and ...
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Featured Money Retirement

An author who studied more than 10,000 millionaires says those planning to retire early often overlook a crucial step

If you think you’re on track to retire early as a millionaire, make sure you don’t make the same mistake as some aspiring early retirees. “One thing that often gets ...
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Featured Money Retirement

7 investing mistakes keeping you from building wealth

In the world of investing, there are no sure bets. With risks everywhere, investing can be a tricky business — if you’re not careful enough, it’s easy to ...
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Evidence-based investing wins over speculating

Investors and advisors perennially debate the merits of active investing vs. passive investing, but abundant evidence shows passive investing typically produces superior long-term returns. The evidence is clear ...
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My Most Expensive Investing Mistake — and What You Can Learn From It

As a novice investor in 2007, one of the most often touted pieces of investing advice I heard was to “take some of your winnings off the table.” ...
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