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Featured Income Retirement

Here’s Where The 4% Withdrawal Rate Fails

A 4% retirement asset withdrawal rate remains the standard for financial planning, but it doesn’t hold up against every scenario. “The results provided by our research and models ...
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Featured Income Lifestyle Retirement

Women lag behind men in saving for retirement. The Covid pandemic has made it worse

When it comes to retirement planning, women are saving less than men. The coronavirus pandemic is only making it worse. Nearly three-fourths, or 72%, of women with investable assets ...
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Featured Income Retirement

Retirement Income: Where to Find the Best Yields for March 2021

Here’s some good news for income investors: Yields on benchmark 10-year Treasury notes have hit a pre-pandemic high. And here’s some bad: Interest rates remain near historic lows, ...
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Featured Taxes

Be Ready for Big Changes: 2021 Tax Planning

Some fear that these tax increases will be retroactive to January 1, 2021, which is certainly possible. The last time a significant tax increase was enacted retroactively was ...
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Featured Income Retirement

How much income will your 401(k) provide?

Retirement account owners have long had trouble translating the money in their 401(k) into income. That’s about to change. Read more at MarketWatch ...
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Featured Money Taxes

Comment: Navigating equity markets in the year ahead

We have just concluded a tumultuous year for asset markets. In March, equities endured volatility reminiscent of levels previously seen during the global financial crisis. What followed thereafter ...
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Featured Social Security Taxes

The Social Security tax cap kicks in at this salary figure in 2021

Some people are investing in their retirement without even realizing it. If you have a traditional job, you pay 6.2% of your salary per year in Social Security ...
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Money Retirement

Should You Ditch Your Workplace Retirement Plan?

It may sound counterintuitive, but stashing funds in your workplace retirement plan could actually make it more challenging for you to retire. Some workplace plans are great while ...
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Money Retirement Taxes

When Roth Conversions Are the Right Move – and When They Aren’t

Converting a traditional IRA to a Roth IRA can be a smart tax- and estate-planning strategy for some people, but it can be a mistake for others. Read ...
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Income Retirement

A New Approach to Retirement Income Planning for Women

Focusing on income, rather than savings, is important for anyone planning to retire. But it’s even more important for women, in particular. To reduce fees, manage taxes and ...
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