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Sequence of Returns: What It Means and How to Deal

Featured Income Money Retirement
If you’re a buy-and-hold investor with a long time horizon, it’s helpful not to focus too much on shorter-term total returns. Despite ups and downs from year to ...
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How to Prepare for Retirement After Age 60

Featured Income Lifestyle Retirement Social Security
There is still time to improve your retirement finances in the years leading up to retirement. By reviewing how much you have saved and thinking about how much ...
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Social Security cost-of-living increase will boost benefits 5.9% in 2022 as inflation spikes

Featured Income Money News Retirement Social Security US
Now that’s more like it. Older Americans scraping by on meager increases in their Social Security checks the past decade will reap a relative windfall next year. The ...
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5 Ways To Pay Long-Term Care In Retirement

Featured Lifestyle Retirement
Long-term care (LTC) is expensive. Even bottom-of-the-barrel care can break the average retirement income plan. The problem is exponentially worse for married couples who face increased odds of ...
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Don’t want to fully retire? Here’s when phased retirement may work

Featured Retirement
Retirement doesn’t have to be a drastic cut from a full-time job to no job at all. You may still want to work, just not as much — ...
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How to Inflation-Proof Your Retirement as Prices Continue to Rise

Featured Lifestyle Money Retirement
The reopening of the economy means that consumers are finally spending more money on goods and services, driving inflation up to 5.3% in August compared to a year earlier. In ...
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Types of Annuities and How they Work

Featured Income Retirement Taxes
The Main Types of Annuities Generally speaking, there are two basic annuity types, immediate and deferred. The main difference between them is your payout options. With an immediate ...
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Fill Your Retirement Income Gaps – and Then Some

Featured Income Retirement
When drawing up your retirement income plan, you need to be prepared to cover these three different income gaps. If you don’t, you’d better be ready to cut ...
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6 Things Many Americans Get Wrong About Social Security

Featured Income Retirement Social Security Taxes
Social Security is a significant source of income for many retirees, but people often misunderstand even basic concepts behind this government program. Nearly 90% of American adults say ...
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3 costs you can’t avoid in retirement, no matter how hard you try

Featured Lifestyle Money Retirement
In retirement, taking care of yourself and your family should be your top priority, and that will come with expenses. However, those expenses don’t have to take you ...
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