Blog

Lifestyle

8 Months, 85 lbs Lost: How I Did It

Determination and data. When people ask how I lost 85 pounds in eight months, that’s what I tell them. Determination and data. When I’m feeling more breezy, I ...
Read more Comments Off on 8 Months, 85 lbs Lost: How I Did It
Money

8 Reasons to Stay Calm When the Market Tanks

It seems likely now that 2015 will be a mediocre year at best for anyone who invested in stocks. But the stock market does take a tumble from ...
Read more Comments Off on 8 Reasons to Stay Calm When the Market Tanks
News

Confidence Rises to Five-Month High as Americans Cheer Discounts

Confidence ended the year on a brighter note as low prices put U.S. consumers in the holiday spirit. The University of Michigan said Wednesday that its final sentiment ...
Read more Comments Off on Confidence Rises to Five-Month High as Americans Cheer Discounts
Income Retirement

You may need less retirement income than you think

New research indicates that retirees—especially in higher income brackets—might need to replace less of their pre-retirement income than they think. Financial planners have long suggested that individuals replace 80% ...
Read more Comments Off on You may need less retirement income than you think
Retirement

Forget About Your Net Worth: In Retirement, It’s All About Cash Flow

You’ll most likely spend your pre-retirement years accumulating assets through saving and investing. Once you hit retirement, the idea is to de-accumulate these assets in a way that ...
Read more Comments Off on Forget About Your Net Worth: In Retirement, It’s All About Cash Flow
News

Market pullback could be healthy

Contributed by Benjamin Bimson, CIMA® Investment Advisor  BCJ Financial This week we attended the Schwab Impact 2015 conference in Boston, MA. The Impact conference is a huge one ...
Read more Comments Off on Market pullback could be healthy

8 Things Not to Do in Retirement

Retirement is a huge adjustment for most people, mentally and socially. Your day-to-day routine changes without a job to report to, and you and your spouse have to ...
Read more Comments Off on 8 Things Not to Do in Retirement
Retirement

High Income Tax Deferral FIA Strategy

Although it doesn’t necessarily work out that way, the tax system in the U.S. is intended to be progressive. This means that more you earn, the more tax ...
Read more Comments Off on High Income Tax Deferral FIA Strategy
Retirement

Living Longer is a Good Thing… Right?

Longevity Risk and Reward Science has been making great strides lately lengthening our life spans to the point special considerations need to be made regarding the quality of ...
Read more Comments Off on Living Longer is a Good Thing… Right?
Income Retirement

The Most Important Retirement Income Source Most People Get Wrong

Social Security has never been more important—or more difficult to get right. Social Security benefits are more complicated than most pre-retirees understand, and the confusion results in millions ...
Read more Comments Off on The Most Important Retirement Income Source Most People Get Wrong