Your Thrift Savings Plan has served you incredibly well during your years as a federal employee. It has been the primary engine for your wealth accumulation, benefit of automatic contributions, and matching funds. However, as you approach the finish line of your career, a critical question arises: is it still the best option for you going into retirement? To answer that, you have to understand your options. Transitioning from the accumulation phase to the distribution phase requires a different mindset and different tools.
