“I’m scared and worried,” wrote Dennis Abrams in a column in The Houston Chronicle in July 2017. Abrams’ husband, David Fox, had just been diagnosed with early-onset dementia. Abrams wasn’t surprised. The changes he’d seen in his husband were adding up and the diagnosis was confirmation of his suspicions. After 30 years together, they knew they needed to make plans to make Fox’s life easier and Abrams’ manageable. Little did they know that they had less than a year from the diagnosis before Fox would pass away.
I’ve been advising wealthy clients for nearly 15