Market volatility like we’ve seen so far this year can be particularly unnerving if you’re nearing retirement. Just one week into 2016, the S&P 500 lost almost 6% of its value ...
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Retirement
Determination and data. When people ask how I lost 85 pounds in eight months, that’s what I tell them. Determination and data. When I’m feeling more breezy, I ...
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New research indicates that retirees—especially in higher income brackets—might need to replace less of their pre-retirement income than they think. Financial planners have long suggested that individuals replace 80% ...
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You’ll most likely spend your pre-retirement years accumulating assets through saving and investing. Once you hit retirement, the idea is to de-accumulate these assets in a way that ...
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Retirement is a huge adjustment for most people, mentally and socially. Your day-to-day routine changes without a job to report to, and you and your spouse have to ...
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Although it doesn’t necessarily work out that way, the tax system in the U.S. is intended to be progressive. This means that more you earn, the more tax ...
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Longevity Risk and Reward Science has been making great strides lately lengthening our life spans to the point special considerations need to be made regarding the quality of ...
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Social Security has never been more important—or more difficult to get right. Social Security benefits are more complicated than most pre-retirees understand, and the confusion results in millions ...
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Most people will receive Social Security payments in retirement. A fortunate few will also receive public or private traditional pension payments. But you can’t necessarily count on these ...
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Comments Off on 4 Ways to Take Retirement Planning Into Your Own Hands
What’s your retirement number? We’ve all heard the marketing. This question is based on asset accumulation. The problem with using this approach for retirement planning is we don’t ...
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Comments Off on “What’s Your Retirement Number?” Is Not the Right Question
