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You’re in your middle years? Here’s why you probably need to buy life insurance

Once you’ve reached your middle years, it’s time to stop thinking your employer-sponsored life insurance is all you need. Those group plans are usually designed to cover burial ...
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Retirement

When Paying Off Your Mortgage Early May Make Sense

One of the questions I am asked most often by my clients is whether they should pay off their mortgage before they retire. As with most other questions ...
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Retirement

How to Retire Happy – 5 Tips Backed by Science

In order to retire happy you need to have two boxes checked: 1) financial security 2) good health. These two categories are mutually dependent on one another. Without ...
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Retirement

8 reasons why retirement scares rich people

We all know there’s a retirement crisis and that wealthy people have 200 times more in retirement savings than those who aren’t so well off. But fears about retirement? Yes, even the rich ...
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Retirement

2017 Best Places to Retire

There was a time when retirement meant simply kicking back, relaxing and doing a whole lot of nothing. For most of today’s retirees, that’s no longer an accurate ...
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Retirement

The good news and bad news about America’s retirement accounts

The Federal Reserve recently released the 2016 Survey of Consumer Finances (SCF), a triennial survey of a nationally representative sample of U.S. households, which collects detailed data on their assets, ...
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Retirement

Bad news: Your 401(k) won’t give you a decent retirement

For nearly 40 years now, we’ve been hearing that 401(k) plans are the key to a comfortable retirement. By giving a tax break to workers contributing part of ...
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Retirement

What I’ve learned after 14 years at ‘the most depressing job in America’

  This is the last column I will write about retirement for MarketWatch. No, I’m not retiring. But I am moving on. I’ve had a good run here ...
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Retirement

If Your Retirement Savings Aren’t Diversified, You Aren’t Ready

If your equities, bonds and other investments aren’t diversified, you aren’t prepared. According to a new study from financial services firm Edward Jones, 64% of investors are concerned ...
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Income Retirement

Love Those High Stock Prices? They Could Reduce Your Future Retirement Income

The bull market of the past eight and a half years has pushed stock prices to record levels, boosting retirement account balances in the process. But new research shows ...
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