When Paying Off Your Mortgage Early May Make Sense

When Paying Off Your Mortgage Early May Make Sense

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One of the questions I am asked most often by my clients is whether they should pay off their mortgage before they retire. As with most other questions having to do with planning for retirement, the answer is not always straightforward because it depends on several factors, including your tax situation, how your assets are allocated, cash flow, your liquidity needs, your attitudes toward debt and investment and whether the math makes sense.

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