Chocolate or vanilla? Coke or Pepsi? Cheeseburger happy meal or chicken nuggets, and so on. We Americans love choices.
Retirement is no different. As we head into unchartered waters, as a tax attorney, it’s clear that our tax choices in building our retirement are the most important.
With designated retirement accounts, we really have two tracks – the employer-platform track and the individual track. Most typically, these break down into the 401(k) and the IRA (Individual Retirement Account).