Key Takeaways
- In 2026, you can save more for retirement with higher 401(k) and IRA limits, but older workers earning more than $150,000 may need to make catch-up contributions on a Roth basis.
- When you get a pay raise, consider putting some of it toward your retirement account to grow your savings faster.
Higher 401(k) limits, new rules for Roth individual retirement accounts (IRAs), and a fresh calendar year: 2026 offers a real chance to get ahead on retirement—if you know where to start.
