Retirement

Retirement

Retirement

Think About the 4 Pillars of Retirement Instead of Just Income

When thinking about retirement, most of us tend to focus on income. While income is important to ensuring a secure retirement, there are other factors that enter into ...
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Estate Planning, Decker Retirement Planning
Contributors Retirement

The Importance of Estate Planning

Structuring your estate is a very important part of retirement planning. After all, you want to make sure that your legacy and final wishes are carried out, and ...
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Contributors News Retirement

Retirement Planning Can Save You Money on Taxes

Non-qualified vs. Qualified Money Non-qualified money has already been taxed, like your bank accounts, CDs or Roth IRAs. Taking money out of these accounts does not trigger income ...
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Contributors News Retirement

Banker-Broker vs. Fiduciary Model in Retirement

What Is a Fiduciary? A fiduciary is required by law to recommend only what is in your best financial interest, not theirs. This is very different from most ...
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Retirement

Retirees Are Too Pessimistic on Their Investments—And It’s Costing Them

Growing old and cranky is a cliché that rings less true every time Jane Fonda walks on the set or Danny DeVito appears in a new movie. But ...
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Contributors Retirement

Why You Shouldn’t Invest in Bonds or Bond Funds

Most bankers and brokers will tell you that bonds and bond funds are some of the safest investments that you can make as you begin to plan for ...
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Contributors Retirement

The Safest Investments You Could Make for Retirement: The Good, The Better and The Best

With interest rates near all-time lows, it is difficult to find safe investments for retirees. Bankers and brokers will tell you to invest in bonds or bond funds. ...
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Contributors Retirement

12 Parts of a Successful Retirement Plan

Believe it or not, creating a successful retirement plan could be easier than you think. Many leave their retirement up to the bankers and brokers that manage their ...
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Income

7 Reasons to Hire a Retirement Income Specialist

Generating a lasting income stream once you quit working takes a different set of skills than saving and investing. Why generating reliable income in retirement is so tough ...
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Income

The right way to think about the 4% rule for retirement income

“The basic mechanics of the 4% rule are pretty simple. You start with an initial withdrawal of 4% of savings and then increase the dollar amount of that ...
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