Bad news: Your 401(k) won’t give you a decent retirement

Bad news: Your 401(k) won’t give you a decent retirement

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For nearly 40 years now, we’ve been hearing that 401(k) plans are the key to a comfortable retirement. By giving a tax break to workers contributing part of their paychecks to their retirement nest eggs, the plans were designed to supplement Social Security benefits and employer pensions.

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