If you’ve saved your whole life to build your retirement nest egg, the last thing you want to do is hand over more of your hard-earned savings than you absolutely need to. However, if you withdraw too much of your retirement funds in a single year, live in a “high-tax” area, or don’t use all of the tax-advantaged investment options available, that’s exactly what you’re going to do. Fortunately, there are several smart ways you can reduce your taxes in retirement, and here’s what five of our retirement experts have to say about it.