The S&P 500 is up 15.4% in the three months ending Jan. 23, while both inflation and mortgage lending rates seem to be coming down. Yet household costs remain high ...
Read more
Comments Off on 7 Low-Risk Investments With High Returns for Retirees
Good retirement income planning involves adjusting to circumstances and evaluating innovative products. Consider an FIA to manage downside risk. Just like other types of annuities, you purchase an FIA ...
Read more
Comments Off on How a Fixed Index Annuity Can Manage Retirement Income Risks
The future ain’t what it used to be,” the inimitable Yogi Berra once said. Yogi knew the future is unpredictable. No one in 2019 could have predicted a ...
Read more
Comments Off on Retired or Nearly Retired? 2024 Is the Time to Focus on Risk Reduction
If you’re like many people who’ve focused on the negative impact of higher interest rates after shopping for a car or home equity loan, it’s time to look on ...
Read more
Comments Off on With Interest Rates Near Their Peak, Fixed Index Annuities Are Worth A Closer Look
Advisors with any substantial experience working with clients will know that managing income and spending in retirement can be a big challenge from both an analytical and behavioral ...
Read more
Comments Off on 8 Trends in Retirement Income Planning – By John Manganaro
New and soon-to-be retirees can minimize the “sequence of returns risk” by adjusting both their portfolio and their investing mindset. Investors who don’t manage this risk might wish ...
Read more
Comments Off on Don’t Let Sequence of Returns Risk Cook Your Goose
Some of the nation’s money management giants are tackling the growing concern that more Americans may begin to outlive their retirement savings. Starting in the fall, Fidelity will let ...
Read more
Comments Off on More retirement plans will soon have annuity options amid what one money manager calls ‘the silent crisis of financial insecurity
Retail sales of annuities have been booming on higher interest rates even as new data shows that workers want lifetime income products more than other employer resources aimed to boost ...
Read more
Comments Off on Research Shows Workers Favor Guaranteed Income Over Financial Wellness Tools
According to a study by the Employee Benefit Research Institute, over a quarter of retirees are spending more than they can afford due to the pressures of inflation and a ...
Read more
Comments Off on Protecting Retirement Portfolios in a Bear Market
As the CEO of a company whose mission is to help people secure retirement, I am obsessed with the unintended consequences of retirement planning and advice that focuses ...
Read more
Comments Off on How To Build Your Own Retirement Paycheck